Insights

Perspective: Sarah Huang, Managing Partner at H&F Advisers Bangkok, Thailand | April 20, 2026 As the sun rises over the vibrant skyline of Bangkok on this eve of Money 20/20 Asia 2026, the financial landscape across the continent stands at a pivotal and historic crossroads. We are no longer merely discussing the merits of "digital transformation", that era effectively concluded when the first wave of super-apps and mobile-first banking reached full maturity in late 2023. Toda