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Insights


The OTP era in Thai banking is quietly ending, and most boards have not noticed FIDO-grade Passkey
A short ride from Suvarnabhumi airport, paid for by an AI agent and authenticated by a FIDO-grade passkey, is more interesting than the headlines made it sound. Author: Sarah Huang, Managing Partner at H&F Advisers It's the pilot that mattered, and why the headlines missed it, in late April, Mastercard and Krungthai Card put out a press release that, on the face of it, read like a novelty item. An AI agent had booked a car from Suvarnabhumi to Central Chidlom through a mobil
May 27


Technology, Trust and the Future of Banking in Asia
Perspective: Sarah Huang, Managing Partner at H&F Advisers Bangkok, Thailand | April 20, 2026 As the sun rises over the vibrant skyline of Bangkok on this eve of Money 20/20 Asia 2026, the financial landscape across the continent stands at a pivotal and historic crossroads. We are no longer merely discussing the merits of "digital transformation", that era effectively concluded when the first wave of super-apps and mobile-first banking reached full maturity in late 2023. Toda
Apr 20


The Data Sovereignty Dilemma, how Indonesia's OJK Regulations Are Reshaping Enterprise AI Architecture in Southeast Asian Banking
AI Architecture, Alex Raso, Partner, Fractional CISO & Cybersecurity lead, (AI & ML) at H&F Advisers
The Agentic AI for Finance Conference held in Jakarta on October 16th revealed a striking
Oct 29, 2025
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